The terms governing your use of our website and engagement with our services.
Last updated: June 2025 · Effective date: 1 July 2021
These Terms and Conditions (“Terms”) govern your use of the Thamani Assurance Inc website at www.thamani-assurance.com (“Website”) and any engagement with the professional services of Thamani Assurance Inc (“Thamani”, “we”, “us”, “our”), a firm registered in the Republic of South Africa.
By accessing the Website or submitting an enquiry, you confirm that you have read, understood and agree to be bound by these Terms. If you do not agree, you must discontinue use of the Website immediately.
These Terms are governed by the laws of the Republic of South Africa, including the Electronic Communications and Transactions Act 25 of 2002 (ECTA), the Consumer Protection Act 68 of 2008 (CPA), the Protection of Personal Information Act 4 of 2013 (POPIA), and applicable common law.
You may use the Website for lawful purposes only. You agree not to:
We reserve the right to suspend or terminate your access to the Website without notice if we reasonably believe you have breached these Terms.
The content of this Website is provided for general information purposes only. Nothing on this Website constitutes professional advice — whether legal, audit, tax, accounting or otherwise. No client relationship is created by your use of this Website.
The provision of professional services by Thamani Assurance Inc is governed by a separate engagement letter or service agreement, which will include specific terms relating to the scope of services, fees, confidentiality, independence requirements, limitations of liability and the professional standards applicable to the engagement. In the event of any conflict between these Terms and a signed engagement letter, the engagement letter prevails.
Thamani Assurance Inc provides services in compliance with:
All content on this Website, including but not limited to text, graphics, logos, photographs, icons, reports, insights and digital assets, is the intellectual property of Thamani Assurance Inc or its content licensors and is protected by South African and international copyright law.
You may:
You may not, without our prior written consent:
Where you share confidential or commercially sensitive information with us through the Website or in the course of enquiries, we will treat that information as confidential. We will not disclose it to third parties except as required by law, regulation or our professional obligations, or as provided for in a signed engagement agreement.
Please note that electronic communication is not inherently secure. If you have concerns about the security of information you intend to share, please contact us by telephone at +27 (10) 157-1902 to discuss secure transmission options.
To the maximum extent permitted by South African law:
Nothing in these Terms excludes liability for fraud, gross negligence, wilful misconduct, or any other liability that cannot lawfully be excluded under South African law, including liability under the Consumer Protection Act 68 of 2008 where applicable.
This Website may contain links to third-party websites, including IRBA, SAICA, ACCA, ISACA and other professional body websites. These links are provided for your convenience only. Thamani Assurance Inc does not control, endorse or accept responsibility for the content, privacy practices or terms of any linked third-party website. You access linked websites at your own risk.
Your use of this Website and our handling of your personal information is governed by our Privacy Policy, which forms part of these Terms and is incorporated by reference. Please read our Privacy Policy carefully before submitting any personal information through this Website.
We do not guarantee that the Website will be continuously available or error-free. We may suspend, withdraw or restrict access to the Website or any part of it for operational, maintenance or security reasons at any time without notice. We will not be liable for any unavailability of the Website.
We may revise these Terms at any time by updating this page. The revised Terms will take effect from the date they are published. Your continued use of the Website after any revision constitutes your acceptance of the updated Terms. We recommend you review these Terms periodically.
These Terms are governed by and construed in accordance with the laws of the Republic of South Africa. Any dispute arising out of or in connection with these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the South Gauteng High Court, Johannesburg, without prejudice to your right to refer a matter to the applicable Ombud or the National Consumer Commission under the Consumer Protection Act.
These Terms, together with our Privacy Policy and any applicable engagement letter, constitute the entire agreement between you and Thamani Assurance Inc with respect to your use of this Website and supersede all prior understandings, representations or agreements relating to the same subject matter.
For any questions about these Terms, please contact us at:
Thamani Assurance Inc
info@thamani-assurance.com
+27 (10) 157-1902
Johannesburg, South Africa